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Pet Ownership Costs Pet ownership represents a large emotional – and financial – commitment. Whether you buy from a pet store or a breeder, adopt an animal from a shelter, or take in a stray, initial costs are just the beginning of the story. This Pet Ownership Costs Guide for 2017,  examines the different costs associated with pet ownership and helps you know what to expect, how to plan for these expenses, and potential ways to reduce the financial burden of pet ownership. The Lifetime Cost of a Pet There are two main cost areas when owning a pet: …